An Improvement Location Certificate (ILC) is sometimes referred to as a Surveyor Location Report. It’s important to note that this is not a survey, but a certificate used by mortgage or title companies as a minimum standard of due diligence to assure that the improvements to a property are not encroaching into an easement or beyond the deed lines. Often, this certificate is not to be used by a buyer to add improvements like fences on their property because it does not specifically measure the boundary lines.
Typically these are only used by title insurers and mortgage companies as a means to remove the survey exception from the title commitment - and it’s quicker and cheaper than a full land survey. Additionally, the certificate or report may alert them to potential issues requiring further investigation and a full land survey.
Most Improvement Location Certificates have explicit language stating that they are not be used by the current property or homeowner and that they are only for the use of the title underwriter and mortgage company. Be sure to clarify with homeowners and buyers that a certificate has limited uses for future planning.
Some homebuyers may think that an ILC will give them enough information to make an addition or build new structures on the property like a fence, but certificates are not accurate enough for these purposes. A homebuyer or current owner will need to order a full survey before planning for such projects. Only a survey completed by a licensed surveyor can establish property lines. Buyers intending to purchase vacant land are strongly cautioned to order a full land survey.
When you request a certificate, we get to work finding you the best match in terms of quality and price, taking into account your specific needs. Then we'll send you a competitive quote from our network.
We coordinate the entire process so you can focus on other things. When the certificate is ready you'll get an email back with your completed order attached.