Municipal Lien Searches

What is a Municipal Lien Search?

A municipal lien search looks for unrecorded property issues that a traditional title search won’t uncover. This includes unpaid utility bills, code violations, special assessments, property taxes, and open or expired permits. These municipal issues aren’t in the public record but still pose a problem as new owners may be held liable for these debts and issues.

A municipal lien search is a vital piece of information to obtain before closing for full real estate due diligence. This search ensures that home buyers and real estate investors won't end up with unexpected debt, costing thousands or in some cases even millions of dollars.

 

Why doesn't the Title Search reveal all Municipal Debt?

A title search will only show what is in the public record of the county. Typically, most municipalities will eventually record debt associated with a building code violation or unpaid utility bills, but there is a time delay between sending notifications to the current owner and filing the lien. Sometimes, a buyer may get caught in this "gap" period where debt is racking up on the property. Unless the proper requests are made to all governing bodies before closing, these issues will remain hidden from the buyer. 

Other issues, like open and expired permits, aren't typically recorded in the public record, so the only way to find any outstanding fees or potential remodeling issues associated with the property is to contact the building department directly and make the request for this information.

Buyers should be aware that this type of search is not part of the title search, and although an owner's title insurance will protect against any claims to their ownership of the property or missed recorded liens, it doesn't usually extend to unrecorded debts.

 

What is Included in a Municipal Lien Search?

Our municipal lien search reports provide the following:

  • Property & tangible tax summaries
  • Special assessments
  • Code violations & unrecorded liens
  • Open or expired permits
  • Unpaid utilities

 

Why PropLogix Lien Searches?

We want to save you time and eliminate risk by becoming your national due diligence partner. In many states, a clear title isn’t always so clear thanks to unrecorded property debt held by the municipality. That's why you want a municipal lien search because you're smart and always go above and beyond. Ready to be impressed?

Downlod a Sample Lien Search Report!

Need help resolving municipal debt or permit issues?

Our partners can help you resolve any issues uncovered by a municipal lien search, including code enforcement violations and fees, utility balances, outstanding special assessments, unpaid property taxes, and open or expired permits. Let them handle the work, so you don't have to and your closing stays on track.
Visit our resolutions partner page to learn more.

 

How to Start Ordering

Get a demo of proplogix lien search ordering platform

1. Get a Demo

One of our Business Development Managers will walk you through our platform. That way you can easily create and manage orders like a real pro.

Set up an account with proplogix to start ordering lien searches

2. Setup an Account

Signing up for an account is easy. If you're ready you can register for an account on your own, or give us a call at 941-444-7142 and we'll be happy to help!

place your lien search order with proplogix in 3 simple steps

3. Place Your Order!

We made ordering simple with our 3-step platform that guides you through the process. Then sit back and let our due diligence ninjas do the work.